When subscribing to any or all of the services offered by The Market Muse, LLC, you acknowledge that you have read, understand, and agree to the following Disclaimers and Terms of Use.

The Market Muse, LLC or Diane K. Schwartz ("Brinkley") is not a registered investment advisor or broker dealer. None of the newsletters, website content, trading room, or voice chat room content should be construed as a recommendation or solicitation to buy or sell any security or as investment advice. The Market Muse does not provide investment advice to individuals. All contents of the Service are provided for information and educational purposes only. While information and commentary provided or referenced comes from sources believed to be reliable, this cannot be guaranteed. Your investment and trading decisions are solely your responsibility and we strongly recommend that you consult with a financial advisor and conduct your own independent research before making any investment decisions. Past performance is not indicative of future results and there is a very real risk of loss in trading. You should not invest funds that you cannot afford to lose.

Scope of Agreement
Under this agreement, Diane K. Schwartz of The Market Muse, LLC provides online or emailed financial information, opinions, and services to you, the subscriber, visitor, or trial user. By using the website or its services, you in turn agree to be bound by this Agreement. If new or revised services become available, your use of them will be under this Agreement unless you are notified otherwise. We reserve the right to change this Agreement and/or our services at any time. When the terms are changed, you will be notified by email. By continuing to use the Service, you agree to be bound by the new terms.

Scope of Service
All contents of the Service are provided for information and educational purposes only. You agree that the Service should not be interpreted as investment advice, as an endorsement of any security, or as an offer to buy or sell any security. Diane K. Schwartz is not a registered broker-dealer, or financial advisor. The Market Muse and Diane K. Schwartz do not provide personal investment advice. We are a publicly available service that provides general information. Commentary and data comprising the Service are for informational and educational purposes only and are provided without warranty of any kind. In no event will Diane K. Schwartz or The Market Muse be liable for any direct, indirect, consequential, or incidental damages arising out of any decision made or action taken by you in reliance on the Service, whether or not caused in whole or part by our negligence.

The trading of securities may not be suitable for all potential users of the Service. You should be aware of the risks inherent in the stock market. Past performance does not guarantee or imply future success. You cannot assume that profits or gains will be realized or that any opinion issued by The Market Muse will be profitable. The purchase or sale of securities discussed by Diane K. Schwartz or The Market Muse may result in the loss of some or all of any investment made. We recommend that you consult a stockbroker or financial advisor before buying or selling securities, or making any investment decisions. You assume the entire cost and risk of any investing and/or trading you choose to undertake.

All information provided by the Service is obtained from sources believed to be accurate and reliable. However, due to the number of sources from which information on the Service is obtained, and the inherent hazards of electronic distribution, there may be delays, omissions, or inaccuracies in such information. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE OF THE INFORMATION AVAILABLE THROUGH THE SERVICE.

No company whose stock is mentioned or featured on the website or in its services has paid a fee, or otherwise compensated The Market Muse for their mention or coverage.

You understand and agree that, from time to time, Diane K. Schwartz may hold positions in stocks referred to in this service, and she may change or increase them at any time.

Subscriptions, Cancellations, Refund Policies
When you subscribe to The Market Muse, your subscription will automatically renew and bill your credit card at the start of each subscription period (monthly/yearly). You may cancel your membership at any time, but we do not prorate or give refunds. You must cancel at least three days prior to the start of the next billing cycle.

Links
This website and its services may contain links to other websites. These links are provided for your interest, convenience, and information only and are not to be construed as an endorsement or recommendation. The Market Muse is not responsible for content found on any linked sites and cannot attest to the accuracy, reliability, or appropriateness of any such content, or be held in any way responsible for it.

Availability
We will make every effort to publish our newsletter and website content in a timely manner as described in the SERVICES section of this website and in the subscription process. However, due to a variety of things that can cause disruption, such as Acts of God, technological failures, human error, or personal circumstances, we cannot guarantee availability of services or content. In the event of a prolonged disruption in availability, it is solely at the discretion of The Market Muse whether or not any form of compensation will be offered to subscribers.

Privacy Policy
We value your privacy as we do our own and do not share or sell our subscribers lists under any circumstances.

Copyright & Use Limitations
The Service is the property of The Market Muse, LLC, and may only be displayed, formatted, and printed for your personal, non-commercial use. Memberships are provided on an individual basis, and website or service content may not be shared or distributed to others without our written consent. You agree not to reproduce, distribute, sell, publish, or otherwise disseminate any information or content received or obtained from the Service. No sharing of passwords or usernames is allowed, and the Voice Chat Room, Brinkley's Trading Room, and the Member Message Board (under construction) will be closely monitored for unauthorized use.

All information sent to The Market Muse becomes the property of Diane K. Schwartz. The Market Muse reserves the right to use Member email endorsements or experiences for general marketing and promotional purposes, such as in the Testimonials section of this website. Names will not be disclosed without express, written consent, although your initials may be used.

Indemnification; Governing Law; Jurisdiction
You agree to defend, indemnify, and hold us, our employees, and other representatives harmless from and against all liabilities, damages, claims, actions, costs, and expenses (including attorney fees) in connection with or rising from your breach of this Agreement.

This Agreement is personal to you, and you may not assign your rights or obligations to anyone. If any provision of this Agreement is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect. This Agreement shall be deemed to have been made in the State of North Carolina, and shall be governed by the laws of the State of North Carolina, exclusive of its rules governing choice of law and conflict of laws. The parties expressly stipulate to jurisdiction in Wake County, North Carolina.